Ask anyone who's retired, and they will say to start saving for retirement as soon as you can! Even if it seems a long way off, it pays to start planning for retirement as early as possible.

KiwiSaver is a voluntary savings scheme set up by the government to help New Zealanders save for their retirement. Most members will build up their savings through regular contributions from their wages or salary.

Your employer is also required to contribute to your KiwiSaver savings, providing your personal contributions reach the required threshold the Government will also contribute to your savings.

We are able to offer general advice on KiwiSaver.