Business

Succeeding in business is challenging enough, without having to worry about the consequences of illness, injury or death.

If a key person died, or was disabled, would the future profitability of your business be as certain today, as it was yesterday?

If your business partner, or a major shareholder died last week, who would you be in business with today – their spouse, their children, an accountant, a lawyer or a total stranger?

It provides cover for the financial losses due to an interruption to a business caused by material damage to property.

We can restructure self-employed people’s ACC premiums in such a way that they are covered in case of injury and sickness.

Professional indemnity insurance will also cover your legal or defence costs if a client holds you accountable for providing unsatisfactory service, so you can focus on maintaining your business.

Defending legal claims resulting from accidental loss or injury to members of the public can be expensive.

Your vehicles, plant and equipment are exposed to a number of risks inherent in their operations in addition to the exposure to natural calamities.

Cyber-attacks are one of the leading emerging risks for businesses.