Our People
Bernard started his career in the insurance industry after finishing his university studies. In South Africa he built and ran his own insurance brokerage providing advice in personal risk, annuities and short-term insurance. In 2009 when he immigrated to New Zealand with his wife Michelle and 4 children and shortly after set up practice. He has a wealth of experience and knowledge in both the personal and business insurance areas and is committed to providing the best service to his clients, placing their interests first.
Michelle De Wet has been a Fire and General / Commercial broker since 1994. Since moving to New Zealand in 2009, she qualified to provide advice in the Personal Risk, General Insurance and Mortgages. Being a mother of four she is passionate about family and is always looking at how things can be done differently to achieve the best results. Michelle's mantra is "Integrity, Expertise and Service", she will always go the extra mile for clients.
Jurgen has been an integral part of the insurance industry in South Africa since 2013. He is a registered financial adviser holding the New Zealand Certificate in Financial Services (Level 5). Jurgen’s approach focuses on understanding our clients’ circumstances and financial needs and implementing strategies to help them achieve their goals with leading solutions. In his spare time Jurgen enjoys staying active and fit. He also participates in the occasional game of golf with his wife, Sarah, to keep him humble. Together, they look forward to exploring New Zealand with their daughters - Rebecca and Kaitlyn.
After more than six years in the IT industry in South Africa, I discovered my true passion lay in working closely with people and helping them navigate their financial journeys. This led me to transition into the financial advisory space, where I spent over five years supporting clients with tailored financial advice.
In March 2025, my family and I made the exciting decision to start a new chapter in New Zealand, and I was proud to join the AllCover team shortly after our arrival. Now working as a Paraplanner and Broker Support, I bring a unique blend of technical knowledge and financial insight to my role.
I’m committed to providing advisors with the support they need to offer meaningful, client-focused solutions—because I truly believe there’s no such thing as a one-size-fits-all approach in financial planning. Delivering exceptional service and building genuine relationships with clients is what drives me every day.
When I’m not at work, you’ll likely find me exploring New Zealand with my family or leading a group fitness class, which is my favourite way to stay active and connect with others.
In 2019, my family and I moved from South Africa to New Zealand, where we
have since enjoyed embracing new opportunities and adventures. I come from a
strong background in the corporate sector, with over 8 years of experience in
finance and accounting. Before immigrating, I managed the payroll and accounts
department for a global accounting franchise, where I valued building lasting
client relationships and supporting them in making important financial
decisions.
Before embarking on this new journey in the insurance industry, I followed
my passion for working with children by teaching at a preschool. This passion
continues through my involvement in the Kids Ministry at our local church.
I am a proud mum of three energetic boys, and we love spending time together
hiking, cycling, and exploring the stunning landscapes of New Zealand, as well
as connecting with family and friends. I look forward to growing in this
industry and contributing in ways that truly make a difference.