Our People
Bernard started his career in the insurance industry after finishing his university studies. In South Africa he built and ran his own insurance brokerage providing advice in personal risk, annuities and short-term insurance. In 2009 when he immigrated to New Zealand with his wife Michelle and 4 children and shortly after set up practice. He has a wealth of experience and knowledge in both the personal and business insurance areas and is committed to providing the best service to his clients, placing their interests first.
Michelle De Wet has been a Fire and General / Commercial broker since 1994. Since moving to New Zealand in 2009, she qualified to provide advice in the Personal Risk, General Insurance and Mortgages. Being a mother of four she is passionate about family and is always looking at how things can be done differently to achieve the best results. Michelle's mantra is "Integrity, Expertise and Service", she will always go the extra mile for clients.
After more than six years working in the IT industry in South Africa, I realised my true passion was working with people and helping them navigate important financial decisions. This led me to transition into the financial services industry, where I spent over five years supporting clients with personalised financial advice.
In March 2025, my family and I moved to New Zealand to begin a new chapter, and I soon joined the AllCover team. After gaining valuable experience in a Paraplanner and Broker Support role, I’m now proud to be working as a Financial Adviser, helping clients make confident financial decisions through advice tailored to their individual goals.
Outside of work, I enjoy exploring New Zealand with my family and leading group fitness classes.
In 2019, my family and I moved from South Africa to New Zealand, where we
have since enjoyed embracing new opportunities and adventures. I come from a
strong background in the corporate sector, with over 8 years of experience in
finance and accounting. Before immigrating, I managed the payroll and accounts
department for a global accounting franchise, where I valued building lasting
client relationships and supporting them in making important financial
decisions.
Before embarking on this new journey in the insurance industry, I followed
my passion for working with children by teaching at a preschool. This passion
continues through my involvement in the Kids Ministry at our local church.
I am a proud mum of three energetic boys, and we love spending time together
hiking, cycling, and exploring the stunning landscapes of New Zealand, as well
as connecting with family and friends. I look forward to growing in this
industry and contributing in ways that truly make a difference.