Our People
Bernard started his career in the insurance industry after finishing his university studies. In South Africa he built and ran his own insurance brokerage providing advice in personal risk, annuities and short-term insurance. In 2009 when he immigrated to New Zealand with his wife Michelle and 4 children and shortly after set up practice. He has a wealth of experience and knowledge in both the personal and business insurance areas and is committed to providing the best service to his clients, placing their interests first.
Michelle De Wet has been a Fire and General / Commercial broker since 1994. Since moving to New Zealand in 2009, she qualified to provide advice in the Personal Risk, General Insurance and Mortgages. Being a mother of four she is passionate about family and is always looking at how things can be done differently to achieve the best results. Michelle's mantra is "Integrity, Expertise and Service", she will always go the extra mile for clients.
Jurgen has been an integral part of the insurance industry in South Africa since 2013. He is a registered financial adviser holding the New Zealand Certificate in Financial Services (Level 5). Jurgen’s approach focuses on understanding our clients’ circumstances and financial needs and implementing strategies to help them achieve their goals with leading solutions. In his spare time Jurgen enjoys staying active and fit. He also participates in the occasional game of golf with his wife, Sarah, to keep him humble. Together, they look forward to exploring New Zealand with their daughters - Rebecca and Kaitlyn.
Janine Joyce and her family moved to New Zealand in 2018 from South Africa. She was in dental for 7 years when she discovered that she wants to know and learn more about Life Insurance and Mortgages. Janine is a mother of 2 girls who keeps her quite busy, and she wouldn’t want it any other way. Good customer service and feedback is very important to her, she works hard to keep the customers happy.
After more than six years in the IT industry in South Africa, I discovered my true passion lay in working closely with people and helping them navigate their financial journeys. This led me to transition into the financial advisory space, where I spent over five years supporting clients with tailored financial advice.
In March 2025, my family and I made the exciting decision to start a new chapter in New Zealand, and I was proud to join the AllCover team shortly after our arrival. Now working as a Paraplanner and Broker Support, I bring a unique blend of technical knowledge and financial insight to my role.
I’m committed to providing advisors with the support they need to offer meaningful, client-focused solutions—because I truly believe there’s no such thing as a one-size-fits-all approach in financial planning. Delivering exceptional service and building genuine relationships with clients is what drives me every day.
When I’m not at work, you’ll likely find me exploring New Zealand with my family or leading a group fitness class, which is my favourite way to stay active and connect with others.
Taaliah brings over 20 years of experience across the financial and legal sectors, making her an invaluable asset to our team as the Practice Manager. With her extensive knowledge and expertise, she ensures the seamless workflow and exceptional client service of our insurance advisory practice. As the Practice Manager, Taaliah takes a client-centric approach, driven by a genuine passion for helping people. Her ability to handle a diverse range of tasks and projects with ease allows her to provide effective support to the team.
Outside of the office, Taaliah maintains an active lifestyle. She enjoys taking walks, mountain biking, and going to the gym. She embraces the beauty of New Zealand through adventurous road trips and exploring new destinations.