ACC Restructuring

We can restructure self-employed people’s ACC premiums in such a way that they are covered in case of injury and sickness.

The ACC Cover Plus Extra scheme provides a level of pre-agreed compensation in the event of an accident related event preventing you from working and enables you to minimise your ACC levy obligations. It is a flexible alternative to ACC CoverPlus and enables you to negotiate your level of lost earnings cover.

ACC CoverPlus Extra is available to all self-employed and shareholder-employees who do not pay PAYE and who work 30 hours or more per week – you don’t have to prove loss of earnings when you make a claim.

The saving realised from the ACC levies must then be applied to a Life cover and Income protection policy which provides cover for not only disablement by accident but also illness.

About Heirloom

If you want to find out more please get in touch with us and one of our team members will happily talk you through it.